WINDING DOWN THIS SITE
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and maybe some articles
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We created this site to help answer your basic, everyday personal finance questions, especially if you don’t have much experience managing your own finances. But there are also topics that even more experienced folks will find useful. Saving money tips. Managing money tips. Investing money tips. Even DIY tips around the house.
And if we don’t as of yet have a post on a topic that you need answers for, feel free to ask! I may not know the answer immediately, but I’ll do my best to point you in the right direction. Or simply listen to what you’re trying to figure out and help narrow down your best options.
A good place to start
It helps to begin by reviewing a few basic money & finance terms. You might also find it useful to brush up on available investment options — and which ones make the most sense for you. And that includes ones that offer the level of risk and return you feel most comfortable with. While some people play the market like Vegas, others prefer to earn less if it lowers the risk of losing hard-earned savings.
Also, by taking the time to educate yourself about your money and the world of finance, you can work with brokers, financial advisors, bankers, etc. and actually understand what they’re talking about. Plus you’ll lower the risk of someone trying to snow you and having the snow stick!
So our goal is to help you get a better grasp of personal finance in general (financial literacy) and feel good about managing and growing the money you have. We also want to help you think about and plan for the future — even if it seems far far away.
Fear of personal finance & numbers
Far too many people prefer to let other people handle their money. And I’m not against that. But there’s also great value in having a firm understanding of what you bring in and where it goes. Not only can you keep on top of how well others are handling your finances, but you can start to have a voice in what’s happening to YOUR money.
For some fear of numbers is behind their reluctance to truly understand their own money beyond what they earn and what something costs. After all money and finance is loaded with numbers. So I’d like to share a few words from my other site about that fear:
“Let yourself believe that it’s not that you can’t do numbers. Or that you’re too stupid. Or some people are good with them but it’s not your thing. That’s all self-limiting talk.
You have to let go of that picture of you and numbers never being friends, and open up your arms (and mind) to them. You aren’t lacking the ability to improve. It’s that you never were shown how to do it in a way that makes sense to you. Or in a way you can easily relate to.
Just know that you CAN get much better at understanding and using numbers. Because if you start to believe it — and slowly practice easing into understanding them — you really can get better!!”
Good luck!
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